Mvelopes Personal Budgeting Software
Always know how much you have left to spend in every budget category: Quicken and MS Money both use after-the-fact budget reconciliation. This means that you don't know how much you have spent until it's too late. Quicken and Money simply do not help you manage your spending or teach you how to effectively use a budget. Mvelopes Personal provides you critical balance information for each spending category at all times. You always know how much money you have left to spend and how long it has to last, enabling you to make informed spending decisions.
Stacy, Cosmetologist
"I love Mvelopes Personal because it actually sets aside money for upcoming
periodic expenses. All the other "budgeting" programs we tried were
only good for tracking what we had already spent - not telling us how much was
left to spend from before we made a purchase."
Automatically track all your purchases: With Mvelopes Personal, you get all your transactions from all your accounts at once. Mvelopes simultaneously retrieves all your checking, savings, and credit card transactions from your financial institutions at once. You decide which envelope budget category to assign each transaction to, and you don’t have to type in any of the information. Getting all this information automatically saves you time and money. No other personal finance program can do this!
Annette, Homemaker
"Before Mvelopes Personal, we would discuss purchases but not know exactly
where the money would come from… Now I feel much more in control of our
money and not controlled by it."
Effectively manage credit card spending: Mvelopes Personal’s credit card spending tracker knows every time you have used a credit card to make a purchase. It sets aside money from your spending envelopes into a credit card payment envelope. This enables you to pay off your purchases in FULL each month. No more costly finance charges and interest payments for you!
Quickly eliminate debt: People who use Mvelopes Personal have found that many of their spending envelopes have money left over in them at the end of the month. By applying this money to debt reduction they eliminate debt at a much faster rate, often in less than half the time. Once one debt is paid in full, they roll that amount over into the next debt and continue to pay them off at an accelerated rate. You too can eliminate your consumer debt before you know it using Mvelopes Personal.
Stewart, Journeyman
Electrician
"My wife and I have been using Mvelopes Personal for over 4 months and
have eliminated ALL of our consumer debt! It has saved us more than once from
impulse buys and unnecessary finance charges. Once you've used it, you'll wonder
how you ever lived without it."
Never miss a payment again: Mvelopes Personal includes a full-featured bill pay service , which helps you easily create and manage payments online. You will never miss a payment again. You’ll never have another late fee. Payments can be made to ANY company or person - up to 20 per month. Save more than $7.00 in postage alone, not to mention the time you'll save. It’s so convenient and easy!
Phillip, Financial
Consultant
“I love online bill pay! It's so much easier and faster than writing out
all those checks and this way I never have to worry about whether or not I remembered
to write all the checks down in my registry. Paying bills takes me so much less
time now!”
Anytime, anywhere online access: The Mvelopes Personal system is completely ONLINE. That means you can access your information from anywhere, at anytime--all you need is an Internet connection. This allows you to always make informed spending decisions and always know exactly how much you have left to spend. It also means no software to install or yearly upgrade fees.
Jennifer, Advertising
Consultant
“Each fall I like to buy a season pass for Alta Ski Resort. Since I’ve
started using Mvelopes, it is so much easier now to pay for it. Rather than
having to come up with the whole amount at once, I set a little aside each month.
Then when September rolls around, I already have the cash to pick up my pass.
Now I just have to wait for the snow!”
Try Mvelopes free for one month and see for yourself: You can try the Mvelopes Personal System FREE for one month. Once you’ve tried the system, we know you will love it. There is absolutely no risk or obligation! If you choose to continue using the Mvelopes Personal system pay as little as $9.95 a month, and of course you may cancel at any time, there are no contracts. See competitive cost comparison .
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